Lic jeevan shanti plan: Nowadays people separate some part of their earnings as savings and think of investing it in the right place so that their money remains safe and good returns on it. If you are thinking the same, then LIC’s New Jeevan Shanti Plan can be a great option for you. This is a single premium plan, where once you invest, you get a fixed pension every month.
Investing only once, then pension will continue every month
The biggest advantage of this LIC Jeevan Shanti Plan is that once you invest in it, you get a lifetime pension after retirement. That is, due to the investment made in it, you get pension for a month or year, which gives financial security after your retirement. There are no hidden conditions in this plan and this is a very simple way, so that you can turn your savings into a safe investment.
Age limit and plan options
People between 30 and 79 years of age can apply to take this scheme. This is a scheme in which there is no risk coverage, that is, if you invest in this plan, only pension will be received, but security will be guaranteed. Under this, two options are given:
- Deford Annuity for Single Life (If you want pension alone)
- Deford Annuity for Jint Life (if both you and your spouse need pension)
How to get 1 lakh rupees pension | Lic Jeevan Shanti Plan
If you invest ₹ 11 lakh in this plan at the age of 55, then you will get a pension of ₹ 1,01,880 annually. It will get a pension of ₹ 49,911 in six months and ₹ 8,149 every month. This is a good way to increase money safe and regularly for your retirement. Even this pension will get a lifetime after retirement.
Never surrender policy
If you want, you can surrender this policy at any time. It can invest a minimum of ₹ 1.5 lakh, while there is no maximum limit. And the most important thing is that if the policyholder dies, then his entire amount is given to the nominee.
conclusion
LIC New Jeevan Shanti Plan (LIC Jeevan Shanti Plan) is an excellent way to meet its retirement expenses. It is easy to invest, and you get a fixed return that ensures your financial security. So if you also want to increase your savings in a safe way and want regular pension after retirement, then invest in this plan.
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