PM-kisan yojana: India is an agricultural country and the role of farmers is the most important in the economy here. But for a long time, farmers have been facing financial troubles. In such a situation, the government took an important step to help the farmers-Pradhan Mantri Kisan Samman Nidhi Yojana which is briefly called PM-Kisan. This scheme provides direct financial assistance to the farmers so that they can meet the necessary expenses for farming.
When did the plan start?
The Pradhan Mantri Kisan Samman Nidhi Yojana was started from 1 December 2018. It was implemented nationwide on 24 February 2019. The objective of this scheme is to provide financial assistance to small and marginal farmers.
Getting benefits under the scheme
Under this scheme, the central government provides financial assistance of ₹ 6,000 to farmers every year. This amount is directly transferred to farmers’ bank account in three equal installments:
- First installment: ₹ 2,000 (April – Zulai)
- Second installment: ₹ 2,000 (August – November)
- Third installment: ₹ 2,000 (December – March)
This entire process is through DBT (Direct Benefit Transfer), which ends the role of middlemen and the money directly reaches the farmer’s account.
Who can take advantage of the scheme?
The farmers can take advantage of this scheme who fulfill the following conditions:
- They have 2 hectares or less agricultural land.
- Land should be registered in the name of the applying farmer.
- The farmer should be a citizen of India.
- They must have a valid Aadhaar card and bank account.
Who are not eligible for this scheme?
Some people have been deprived of the benefits of this scheme, such as:
- Income tax payer (who fill income tax)
- Government employee (state or center)
- Doctors, engineers, lawyers or professionals
- Selected representatives of municipal corporations or panchayats
- Retired government officials whose pension is more than ₹ 10,000
How to register names in the scheme?
- Farmers can apply in the following ways:
- Going to the office of the Agriculture Department of the State Government
- Through CSC (Common Service Center)
Visiting PM-Kisan’s official website:
https://pmkisan.gov.in
There, the form has to be filled by giving information about Aadhaar card, land document and bank account.
How to check the money or not?
Farmers can see their PM-Kisan account status from this website:
https://pmkisan.gov.in/beneficiarystatus.aspx
There, by entering your Aadhaar number, bank account or mobile number, you get information whether the money has come or not.
Benefits of the scheme
- Farmers get financial help for farming.
- Transparency remains directly due to the arrival of money directly into the bank account.
- There is no possibility of middlemen and corruption.
- Every year farmers feel relieved with regular help.
- This increases both self -reliance and respect of farmers.
conclusion
The Pradhan Mantri Kisan Samman Nidhi Yojana has come as a big relief for poor and small farmers. This scheme is helpful in making them financially strong. If this scheme continues to apply with complete transparency and honesty, then it can bring a big change in the lives of farmers. All eligible farmers should register on time and take full advantage of the scheme.
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